NANO IMS

One platform for every line you write — health, general, travel and home & assets
— from quote and underwriting through to claim settlement.

Secure your properties and protect your financial well-being. Our solutions can meet your insurance needs on a professional and personal scale.

Health Insurance Management

Patient-centred cover, built to reduce cost for members and employers while improving the care actually delivered.

Travel Insurance Management

Travel insurance process management through a user-friendly online portal with advanced underwriting and management tools.

Home & Assets Insurance Management

Manage financial reimbursement & enjoy a pleasant insurance experience

Digital Transformation Partner for
Smart Insurance Business

Built for insurers and third-party administrators who need policy, underwriting and claims to work as one system rather than three.

One insurance management platform covering every line you write — health, general, travel and home and assets — from quote and underwriting through to claim settlement.

Redefine the insurance business

NANO IMS is a fully integrated, web-based insurance management solution for insurers and third-party administrators. It is modular by design, so each department runs the functions it actually needs while working from the same policy, member and claim record as everyone else.

That single record is the point. When underwriting, claims and finance each keep their own version of the truth, the reconciliation between them becomes a permanent job that produces nothing.

Reinventing Underwriting

Secure, integrated and efficient underwriting decisions.

Underwriting decisions are high-impact and genuinely difficult. Yet most of an underwriter's day is not spent making them — it goes on finding, gathering and reconciling the information needed before a decision can be made at all.

That is the imbalance worth fixing. An insurer that wants to price accurately and grow profitably needs its underwriters spending their time on risk assessment and pricing, not on assembling the file.

Unify your Customer Data

Analytics models run inside the platform, delivering predictive insight at the point the decision is made

NANO IMS gives underwriters one interface holding everything relevant to the decision in front of them: the documents, account status, claims history, reinsurance position and the archive. Risk assessment runs automatically against configurable rules, guiding the underwriter through the process, capturing the factors that mattered and keeping the other parties in the process informed.

Integrated Rules Engine

Set and manage rates and business rules for every line of business you write, standard or non-standard. Business users maintain rates through the interface without needing a developer.

The rules engine straight-through-processes the policies you have defined as standard, and flags the unusual risks for a human to look at — which is what keeps consistency and compliance from depending on who happened to handle the case.